Disability Income

Accidents and sicknesses can be a threat to more than just your income – they can also jeopardize your independence and lifestyle. Tony Lau Insurance Agencies Ltd. offers Income Protection Insurance from many insurance companies.  Contact us for more information.

Critical Illness Insurance

Critical Illness insurance is designed for individuals who wish to protect themselves from the financial worries that may result from a serious illness or major medical condition. The benefits provided by critical illness insurance can fill the financial gap that is often created between health insurance plans and the substantial expenditures that can result from a serious illness.