Life Insurance

Tony Lau Insurance Agencies Ltd. is an insurance brokerage firm committed to supplying the best products and services to clients. We market Individual Life, Group Life, Dental and Health insurance products. As well as retirement & investment products for individuals and groups.

Who’s is depending on you?
Do others rely on you for their home and future? Our Universal Life and Term Life have many options available. One may be right for you. And yours. 

Do parents need life insurance?
The answer is decidedly, “yes.” Whether you are a single parent or raising children as a couple, your children would need as much financial assistance as possible if you died. Life insurance can help provide for them.

Couples
In the majority of homes, it takes two incomes to raise children, send them off to college and prepare them for adulthood. If one or both of you died, life insurance would not replace your love and affection. But it would ensure that whoever cares for and takes on the role of raising your children, can do so with some adequate funds.

Single Parents 
Life insurance is especially important if only one parent financially supports the children. Grandparents frequently raise children if the children’s parents die, and they are often past their peak earning years.

The type of life insurance and the amount you purchase depends on your age, health and how much you can afford. This is a very important decision. You should explore all of your options.

Tony Lau Insurance searches the best insurance plan to match you or your family with the best insurance companies. For more information about our insurance products and services,  contact us.

Income Protection

Disability Income

» Accidents and sicknesses can be a threat to more than just your income – they can also jeopardize your independence and lifestyle. Tony Lau Insurance Agencies Ltd. offers Income Protection Insurance from many insurance companies. Contact us for more information.

Critical Illness Insurance

» Critical Illness insurance is designed for individuals who wish to protect themselves from the financial worries that may result from a serious illness or major medical condition. The benefits provided by critical illness insurance can fill the financial gap that is often created between health insurance plans and the substantial expenditures that can result from a serious illness.